No need, my point was merely that there may be something to be done on your side to iron out all those security blockades people (well, their banks, to be precise) are encountering

My case was ultimately solved, but it will probably happen to other people, and that might induce a bit of stress and incomprehension (administrative woes with the bank notwithstanding)

TL;DR: payment can go through from the get-go, or can fail and require the bank checking on stuff, but should probably be less painful.